Health Insurance
Health Insurance
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Obamacare health insurance, formally known as the Affordable Care Act (ACA), offers several essential benefits that are widely accessible at the federal level thanks to the implementation of this law. Insurance plans under Obamacare must cover 10 essential benefits that focus on the diagnosis, treatment and monitoring of the most common ailments and conditions
Preventive care, wellness, and chronic disease management: This category includes vaccinations, disease diagnostic exams, contraceptive counseling, well-woman visits, among other procedures aimed at preventing disease and maintaining good health.
Outpatient care: Medical care that does not require hospitalization, but is necessary for certain procedures and consultations with medical professionals.
Hospitalization: Coverage in the event that the patient needs to be admitted to receive hospital treatment.
Emergency Care: Coverage for medical emergencies without the need for referrals to go to an emergency room.
Prescription Drugs: Coverage of some medications necessary to treat conditions, with the requirement that health plans cover at least one drug from each category defined in the United States Pharmacopeia
Services
Health Insurance
Health Insurance
Health insurance is important because it helps cover the cost of health care, including preventive services, emergency care, and treatment of illnesses and injuries, which can be very expensive without insurance.
Medicare
Medicare
Medicare is important because it provides health insurance coverage for people over age 65, people with certain disabilities, and people with end-stage renal disease. Helps cover the cost of health care, including hospital stays, doctor visits, and prescription medications.
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